INVESTOR EDUCATION

INVESTMENTS

InvestorEduStrip

INVESTOR EDUCATION

Our purpose is to empower clients to make informed investment decisions in order to achieve their future financial goals; we will do this by providing them with the basic principles of investment management. We know that information is key to making successful investment decisions; so our Knowledge Centre covers a range of topics and financial concepts.

HOW DO I GET STARTED?

Many individuals invest without taking time to understand why they are investing and designing a financial plan.

DO YOU HAVE AN INVESTMENT OBJECTIVE?

You may have specific objectives and requirements that you want your investment portfolio to fulfill. You should identify these goals and needs clearly so that your expectations and product choices are aligned to your investment objectives.

HOW DO I DECIDE ON MY INVESTMENT OBJECTIVE?

Keep in mind that your investment objectives will change over time. For instance, paying for your kids’ education may be a long-term goal when you are 24, but will probably be a short-term goal when you are 36. Similarly, retiring may be a short-term goal when you are 55. So your investment objectives will need to change as you draw closer to each of your goals. It is important to stay flexible and adapt your timetable to your changing needs and priorities.

CAN I AFFORD TO INVEST?

Now that you know what you want to achieve so it is time to prepare a personal balance sheet. A personal balance sheet is a comparison of what each of us owns (assets) and owes (liabilities) at a specific time.

WHAT IS YOUR ATTITUDE TOWARDS RISK?

At a personal level, risk means the chance of not achieving your goals or the risk of losing your money. Understanding your tolerance for risk, which differs for each investor, is key to choosing an investment product.

RISK PROFILES

It is essential that as an investor you understand your risk profile. When determining your risk profile as an investor a numbers of factors need to be carefully planned.

WHAT IS YOUR INVESTMENT HORIZON?

Your investment horizon is the length of time until you need to sell your investment, and this is one variable that is within your control. Your time horizon is important in setting your investment objectives.

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